:root{
  --bg:#f2f4f9; --panel:#ffffff; --panel2:#f3f4f8; --border:#e7e9f1;
  --text:#101828; --muted:#667085; --accent:#4f46e5; --accent2:#4338ca;
  --green:#12a05c; --red:#e0445a; --amber:#d9822b;
  --ring:rgba(79,70,229,.14);
  --shadow:0 1px 2px rgba(16,24,40,.06);
  --shadow-lg:0 12px 32px -8px rgba(16,24,40,.14),0 4px 10px -4px rgba(16,24,40,.08);
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
body{
  background:var(--bg);
  color:var(--text);
  font:15px/1.5 "Inter",-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
#root{max-width:1060px;margin:0 auto;padding:28px 16px 72px}
::selection{background:rgba(79,70,229,.18)}

/* ---------- buttons ---------- */
button{
  font:inherit;font-weight:500;cursor:pointer;
  border:1px solid var(--border);background:var(--panel);color:var(--text);
  border-radius:10px;padding:8px 15px;
  transition:background .15s,border-color .15s,box-shadow .15s,transform .05s;
}
button:hover{border-color:#c9cede;background:#fafbfe}
button:active{transform:translateY(1px)}
button.primary{
  background:#4f46e5;border-color:#4f46e5;color:#fff;font-weight:600;
}
button.primary:hover{background:#4338ca;border-color:#4338ca}
button.danger{color:var(--red)}
button.danger:hover{border-color:#f3c2cb;background:#fef5f6}
button.small{padding:4px 11px;font-size:13px;border-radius:8px}

/* ---------- inputs ---------- */
input,select,textarea{
  font:inherit;background:var(--panel);border:1px solid #d8dce8;color:var(--text);
  border-radius:10px;padding:8px 11px;transition:border-color .15s,box-shadow .15s;
}
input:hover,select:hover{border-color:#c2c8da}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px var(--ring)}
input::placeholder{color:#98a2b3}
input[type=file]{font-size:13.5px;color:var(--muted);padding:6px 0;border:none;background:none}
input[type=file]::file-selector-button{
  font:inherit;font-weight:500;border:1px solid var(--border);background:var(--panel);
  border-radius:8px;padding:6px 12px;margin-right:10px;cursor:pointer;color:var(--text);
}
input[type=file]::file-selector-button:hover{border-color:#c9cede;background:#fafbfe}
label{display:block;font-size:12.5px;font-weight:600;color:var(--muted);margin:10px 0 5px;letter-spacing:.01em}

/* ---------- layout primitives ---------- */
.card{
  background:var(--panel);border:1px solid #eceef5;border-radius:14px;
  padding:15px 16px;margin-bottom:12px;box-shadow:var(--shadow);
}
.row{display:flex;gap:12px;flex-wrap:wrap;align-items:end}
.row>*{min-width:0}
.grow{flex:1}
h1{font-size:21px;font-weight:800;letter-spacing:-.02em}
h2{font-size:15.5px;font-weight:700;letter-spacing:-.01em;margin-bottom:12px}
.muted{color:var(--muted)} .small{font-size:13px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:760px){.grid2{grid-template-columns:1fr}}
a{color:var(--accent);font-weight:500}

/* ---------- login ---------- */
#login{max-width:400px;margin:10vh auto 0}
#login .card{padding:34px 32px 30px;box-shadow:var(--shadow-lg)}
#login h1{font-size:24px;display:flex;align-items:center;gap:10px}
#login h1::before{
  content:"";width:34px;height:34px;border-radius:10px;flex:none;
  background:linear-gradient(135deg,#6366f1,#4f46e5 55%,#7c3aed);
  box-shadow:0 4px 10px -2px rgba(79,70,229,.5),inset 0 1px 0 rgba(255,255,255,.25);
  -webkit-mask:none;
}
#login h1::after{content:""}
#login p.muted{margin:2px 0 8px}
#login input{width:100%}
#login button{width:100%;margin-top:18px;padding:10px}
.err{color:var(--red);font-size:13px;margin-top:10px;min-height:18px}

/* ---------- header / tabs ---------- */
.top{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px;gap:12px;flex-wrap:wrap}
.top h1{display:flex;align-items:center;gap:11px}
.top h1::before{
  content:"";width:36px;height:36px;border-radius:11px;flex:none;
  background:linear-gradient(135deg,#6366f1,#4f46e5 55%,#7c3aed);
  box-shadow:0 5px 12px -3px rgba(79,70,229,.55),inset 0 1px 0 rgba(255,255,255,.25);
}
.tabs{
  display:inline-flex;gap:2px;margin-bottom:22px;flex-wrap:wrap;
  background:#e9ecf4;border-radius:12px;padding:4px;border:1px solid #e2e5ef;
}
.tabs button{
  border:none;background:transparent;border-radius:9px;padding:7px 17px;
  font-weight:500;color:var(--muted);
}
.tabs button:hover{background:rgba(255,255,255,.6);color:var(--text)}
.tabs button.on{
  background:#fff;color:var(--text);font-weight:600;
  box-shadow:0 1px 3px rgba(16,24,40,.1),0 1px 2px rgba(16,24,40,.06);
}

/* ---------- summary cards ---------- */
.summary{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin-bottom:4px}
.sum{
  background:linear-gradient(180deg,#fdfdff,#f8f9fd);
  border:1px solid #eceef5;border-radius:14px;padding:16px 18px;
}
.sum .k{font-size:12px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.sum .v{font-size:27px;font-weight:800;letter-spacing:-.02em;margin-top:5px;font-variant-numeric:tabular-nums}
.sum .v.green{color:var(--green)} .sum .v.red{color:var(--red)}

/* ---------- budget bars ---------- */
.bline{margin:9px 0}
.bline .head{display:flex;justify-content:space-between;gap:10px;font-size:14px;margin-bottom:5px;align-items:center}
.bar{height:9px;background:#eef0f6;border-radius:99px;overflow:hidden}
.bar>i{
  display:block;height:100%;border-radius:99px;
  background:linear-gradient(90deg,#34d399,#12a05c);
  transition:width .35s ease;
}
.bar>i.warn{background:linear-gradient(90deg,#fbbf24,#d9822b)}
.bar>i.over{background:linear-gradient(90deg,#fb7185,#e0445a)}

/* ---------- tables ---------- */
table{width:100%;border-collapse:collapse;font-size:14px}
th,td{text-align:left;padding:7px 8px;border-bottom:1px solid #f0f1f6}
th{color:var(--muted);font-weight:600;font-size:11px;text-transform:uppercase;letter-spacing:.07em}
tbody tr:hover,tr:hover td{background:#fafbfe}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}
tr:last-child td{border-bottom:none}
.pill{display:inline-block;padding:2px 10px;border-radius:99px;font-size:12px;font-weight:600;background:var(--panel2);border:1px solid var(--border);color:var(--muted)}
.pill.in{color:#067647;background:#dcfae6;border-color:#a6f4c5}
.pill.ex{color:#b4233a;background:#fee4e8;border-color:#fecdd6}

/* ---------- misc ---------- */
.monthnav{display:flex;align-items:center;gap:10px}
.monthnav b{min-width:150px;text-align:center;font-size:15px;font-weight:700;letter-spacing:-.01em}
.monthnav button{border-radius:9px;padding:5px 12px;font-weight:600}
#toast{
  position:fixed;bottom:24px;left:50%;transform:translateX(-50%);
  background:#101828;color:#fff;padding:10px 20px;border-radius:10px;z-index:50;
  font-size:14px;font-weight:500;box-shadow:var(--shadow-lg);
}
dialog{
  background:var(--panel);border:1px solid #eceef5;border-radius:18px;color:var(--text);
  padding:26px;min-width:340px;box-shadow:var(--shadow-lg);
}
dialog::backdrop{background:rgba(16,24,40,.45);backdrop-filter:blur(2px)}
dialog input,dialog select{width:100%}
dialog h2{margin-bottom:6px}
.empty{color:var(--muted);text-align:center;padding:32px 0;font-size:14px}
#fcat{width:180px}
#fq{width:200px}
@media(max-width:640px){#fcat,#fq{width:100%}}
dialog{margin:auto}

/* ---------- dashboard v2 ---------- */
.hero{background:linear-gradient(135deg,#4f46e5 0%,#7c3aed 100%);color:#fff;border-radius:16px;padding:20px;margin-bottom:12px;box-shadow:0 6px 18px -8px rgba(79,70,229,.35)}
.hero-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;flex-wrap:wrap}
.hero-k{font-size:13px;font-weight:600;opacity:.85;text-transform:uppercase;letter-spacing:.06em}
.hero-v{font-size:42px;font-weight:800;letter-spacing:-.02em;line-height:1.15;margin-top:4px;font-variant-numeric:tabular-nums}
.hero-s{opacity:.85;font-size:14px}
.hero .monthnav{background:rgba(255,255,255,.16);border-radius:12px;padding:4px 8px}
.hero .monthnav button{background:transparent;border-color:transparent;color:#fff}
.hero .monthnav button:hover{background:rgba(255,255,255,.2)}
.hero-bar{height:10px;background:rgba(255,255,255,.22);border-radius:99px;margin-top:18px;overflow:hidden}
.hero-bar i{display:block;height:100%;background:#fff;border-radius:99px}
.hero-foot{display:flex;justify-content:space-between;font-size:13px;opacity:.9;margin-top:8px}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:16px}
.kpi{background:var(--panel);border:1px solid var(--border);border-radius:16px;padding:14px 16px;box-shadow:var(--shadow);transition:transform .15s,box-shadow .15s}
.kpi .ic{width:32px;height:32px;border-radius:10px;background:var(--ring);display:flex;align-items:center;justify-content:center;font-size:16px;margin-bottom:8px}
.kpi .k{font-size:11.5px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.kpi .v{font-size:22px;font-weight:800;font-variant-numeric:tabular-nums;margin-top:2px;overflow-wrap:anywhere}
.kpi .v.green{color:var(--green)}.kpi .v.red{color:var(--red)}
.kpi .sub{font-size:12px;color:var(--muted);margin-top:2px}
.donutwrap{display:flex;gap:20px;align-items:center;flex-wrap:wrap}
.donut{width:150px;height:150px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex:none}
.donut>div{width:96px;height:96px;border-radius:50%;background:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:13px}
.donut b{font-size:15px}.donut span{color:var(--muted);font-size:11px}
.legend{flex:1;min-width:150px;display:grid;gap:6px;font-size:13px}
.legend div{display:flex;align-items:center;gap:8px}.legend i{width:10px;height:10px;border-radius:3px;flex:none}.legend b{margin-left:auto}
.rtx{display:flex;justify-content:space-between;align-items:center;padding:9px 0;border-bottom:1px solid var(--border)}
.rtx:last-child{border:0}.rtx div{display:flex;flex-direction:column}
@media(max-width:760px){.kpis{grid-template-columns:repeat(2,1fr)}.hero-v{font-size:34px}.hero{padding:18px}}

/* ---------- history ---------- */
.filters{align-items:flex-end;margin-bottom:14px}
.kpis.small4{grid-template-columns:repeat(4,1fr);margin:0}
.legend2{display:flex;gap:16px;font-size:12.5px;color:var(--muted);margin:6px 0 10px;flex-wrap:wrap}
.legend2 i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px}
.legend2 i.dash{width:14px;height:0;border-top:2px dashed var(--amber);border-radius:0;vertical-align:middle}
.trend{display:flex;gap:6px;align-items:flex-end;height:230px;overflow-x:auto;padding-top:8px}
.tcol{flex:1;min-width:34px;display:flex;flex-direction:column;cursor:pointer}
.bars{position:relative;height:200px;display:flex;align-items:flex-end;justify-content:center;gap:3px;border-bottom:1px solid var(--border)}
.bars i{display:block;width:42%;max-width:22px;border-radius:6px 6px 0 0;min-height:2px}
.bi{background:linear-gradient(180deg,#34c27f,#12a05c)}.be{background:linear-gradient(180deg,#f06b7e,#e0445a)}.be.ov{background:linear-gradient(180deg,#b3122e,#8f0f25)}
.bl{position:absolute;left:0;right:0;border-top:2px dashed var(--amber);height:0}
.tl{text-align:center;font-size:11.5px;color:var(--muted);margin-top:4px}
.tcol:hover .bars{background:rgba(79,70,229,.05)}
.tablewrap{overflow-x:auto}
table.heat td,table.heat th{padding:7px 8px;font-size:12.5px;white-space:nowrap}
@media(max-width:760px){.kpis.small4{grid-template-columns:repeat(2,1fr)}.tabs{flex-wrap:wrap}}

.hero-main{display:flex;gap:16px;align-items:center}
.hero-ic{width:56px;height:56px;border-radius:16px;background:rgba(255,255,255,.18);display:flex;align-items:center;justify-content:center;flex:none;box-shadow:inset 0 0 0 1px rgba(255,255,255,.25)}
@media(max-width:760px){.hero-ic{width:46px;height:46px}}

/* ---------- sidebar layout ---------- */
#root{max-width:1280px}
.layout{display:flex;gap:24px;align-items:flex-start}
.side{width:236px;flex:none;position:sticky;top:20px;background:var(--panel);border:1px solid var(--border);border-radius:20px;padding:18px 14px;box-shadow:var(--shadow);display:flex;flex-direction:column;min-height:calc(100vh - 60px)}
.brand{display:flex;align-items:center;gap:11px;font-size:18px;font-weight:800;padding:2px 8px 18px}
.logo{width:34px;height:34px;border-radius:11px;background:linear-gradient(135deg,#6366f1,#4f46e5 55%,#7c3aed);box-shadow:0 5px 12px -3px rgba(79,70,229,.55),inset 0 1px 0 rgba(255,255,255,.25)}
.side .tabs{display:flex;flex-direction:column;gap:4px;background:transparent;border:0;padding:0;margin:0;flex:1}
.side .tabs button{display:flex;align-items:center;gap:12px;width:100%;text-align:left;padding:11px 12px;border-radius:12px;font-size:15px}
.side .tabs button.on{background:#4f46e5;color:#fff}
.side .tabs button:not(.on):hover{background:var(--panel2)}
.sidefoot{border-top:1px solid var(--border);padding:14px 8px 2px;display:flex;flex-direction:column;gap:8px;overflow-wrap:anywhere}
.main{flex:1;min-width:0}
.mtop,.scrim{display:none}
@media(max-width:860px){
  .layout{display:block}
  .mtop{display:flex;align-items:center;gap:12px;margin-bottom:14px;font-size:18px}
  .mtop button{padding:8px 10px}
  .side{position:fixed;z-index:50;left:0;top:0;bottom:0;min-height:0;width:260px;border-radius:0 20px 20px 0;transform:translateX(-105%);transition:transform .22s ease}
  .side.open{transform:none}
  .scrim{position:fixed;inset:0;background:rgba(16,24,40,.35);z-index:40}
  .side.open ~ .main,.side.open{}
  #root{padding:16px 12px 60px}
}
@media(max-width:860px){.tcol{min-width:20px}.bars{gap:1px}.bars i{width:44%}.tl{font-size:10px}}

.logo{display:inline-flex;align-items:center;justify-content:center;flex:none}

/* ---------- needs-your-answer bar ---------- */
#qbar{position:sticky;top:0;z-index:30}
.qbar{background:linear-gradient(135deg,#fff8ec,#fff3e0);border:1px solid #f1c27d;border-radius:16px;padding:14px 16px;margin-bottom:16px;box-shadow:0 8px 22px -10px rgba(217,130,43,.45)}
.qhead{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.qbell{width:30px;height:30px;border-radius:10px;background:linear-gradient(135deg,#f59e0b,#d9822b);display:inline-flex;align-items:center;justify-content:center;flex:none}
.qcount{background:var(--amber);color:#fff;border-radius:999px;font-size:12px;font-weight:700;padding:2px 9px}
.qnav{margin-left:auto;display:inline-flex;align-items:center;gap:8px}
.qq{margin:10px 0 8px;font-size:16px;overflow-wrap:anywhere}
.qamt{font-weight:700;color:var(--red);margin-left:4px}
.qchips{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.qchip{border-radius:999px;padding:8px 14px;font-size:14px;background:#fff;border:1px solid #e8cfa4}
.qchip:hover{background:#fff1da;border-color:var(--amber)}
.qchip.sug{border-color:#7c3aed;box-shadow:0 0 0 2px rgba(124,58,237,.15)}
.qall{display:flex;align-items:center;gap:8px;margin-top:10px;font-size:14px}
.memchip{display:inline-flex;align-items:center;gap:8px;background:var(--panel2);border:1px solid var(--border);border-radius:999px;padding:5px 6px 5px 12px;font-size:13px}
@media(max-width:860px){#qbar{top:0}.qbar{padding:12px;border-radius:14px}.qchip{padding:9px 13px}}

.strow{display:flex;flex-wrap:wrap;align-items:center;gap:10px;padding:11px 0;border-top:1px solid var(--border)}
.stmain{flex:1;min-width:150px;display:flex;flex-direction:column;gap:2px;overflow-wrap:anywhere}
.stch{flex-basis:100%;background:var(--panel2);border-radius:10px;padding:8px 12px;display:flex;flex-direction:column;gap:4px}
.stch[hidden]{display:none}
.stsel{max-width:100%}

/* ---------- question bell + review page ---------- */
.bellbtn{position:relative;margin-left:auto;background:none;border:0;color:var(--muted,#666);cursor:pointer;padding:6px;border-radius:10px}
.brand .bellbtn{color:#fff}
.bellbtn.has{color:var(--amber)}
.bellbtn:hover{background:rgba(0,0,0,.06)}
.brand .bellbtn:hover{background:rgba(255,255,255,.15)}
.bdg{position:absolute;top:-2px;right:-4px;background:var(--red);color:#fff;border-radius:999px;font-size:11px;font-weight:700;padding:1px 6px;line-height:1.4}
.qcard .qamt{font-weight:700;color:var(--red);margin-left:4px}
@media(max-width:860px){.brand .bellbtn{display:none}}
@media(min-width:861px){.mtop .bellbtn{display:none}}
.qsel{border-radius:999px;padding:8px 12px;font-size:14px;background:#fff;border:1px solid #e8cfa4;max-width:100%}
.qamt.qin{color:var(--green)}
.qfix{margin-top:10px;padding:10px;border-radius:10px;background:#fff1da;font-size:14px}
.qfix button{margin-top:8px}
.qq{overflow-wrap:anywhere}

/* ---------- charge detail (tap a row) ---------- */
.txrow{cursor:pointer}
.txrow:hover td{background:#f4f6fd}
.txrow.open td{background:#f4f6fd;border-bottom:none}
td.caret{color:var(--muted);width:14px;font-size:15px;padding-right:0}
.txrow.open td.caret{transform:rotate(90deg)}
.txdrow td{background:#f8f9fd;padding:2px 10px 12px}
.txd{border:1px solid var(--border);border-radius:12px;padding:12px 14px;background:#fff}
.txd-head{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:8px;flex-wrap:wrap}
.txd-list{display:grid;gap:5px;font-size:14px;margin:0}
.txd-list>div{display:flex;gap:10px}
.txd-list dt{flex:none;width:110px;color:var(--muted);font-weight:600;font-size:11.5px;text-transform:uppercase;letter-spacing:.05em;padding-top:1px}
.txd-list dd{overflow-wrap:anywhere}
dialog .txd{border:none;padding:0}
.rtx{cursor:pointer}
.rtx:hover{background:#f4f6fd;border-radius:8px}
/* ---------- collapsed budget edit ---------- */
.bledit{display:flex;gap:8px;margin-top:8px;align-items:center;flex-wrap:wrap}
.bledit[hidden]{display:none}
.bledit input{width:130px;padding:5px 9px}
@media(max-width:760px){.card{padding:12px 13px}.bledit input{width:110px}}
@media(max-width:640px){#nsr .grow{flex-basis:100%}#nsr select{max-width:100%}}
/* v5 lighter: flatter nested cards, tighter on phones */
.card .card{box-shadow:none}
@media(max-width:640px){.card{padding:12px;border-radius:12px}#root{padding:16px 10px 60px}}
@media(max-width:640px){#srl td select{min-width:92px}}
.stgroup{margin-top:14px}
.stcat{margin:0 0 6px;font-size:15px;color:var(--ink2,#555);border-bottom:1px solid var(--border,#e3e5ea);padding-bottom:4px}
.stgroup .bline{margin-bottom:8px}
.bname{cursor:pointer;font-weight:600}
.bname:hover{color:var(--accent)}
.bname .caret{display:inline-block;margin-left:5px;color:var(--muted);font-weight:400;transition:transform .15s}
.bname.open .caret{transform:rotate(90deg)}
.bcharges{margin:2px 0 8px}
.bcharges .txtable{width:100%;table-layout:fixed}
.bcharges .txtable td{overflow-wrap:anywhere;padding:6px 6px}
.bcharges .txtable td.caret{width:14px;padding-left:0;padding-right:0}
.bcharges .txtable td.num{white-space:nowrap;width:74px;text-align:right}
@media(max-width:640px){.bcharges .txtable td.muted.small{display:none}}

/* v10: daily budget calendar */
.calweek{display:grid;grid-template-columns:repeat(7,1fr);gap:6px;margin:14px 0 6px;color:#8a8f9c;font-size:12px;font-weight:600;text-align:center}
.calgrid{display:grid;grid-template-columns:repeat(7,1fr);gap:6px}
.dcell{min-height:74px;border:1px solid #e7e9f0;border-radius:12px;background:#fff;padding:7px 8px;text-align:left;display:flex;flex-direction:column;gap:4px;cursor:pointer;font:inherit;color:inherit}
.dcell:hover{border-color:#c7cbf5;background:#fafaff}
.dcell.has{background:#f6f7ff}
.dcell.sel{border-color:#4f46e5;box-shadow:0 0 0 1px #4f46e5}
.dcell.blank{background:transparent;border:none;cursor:default;min-height:0}
.dnum{font-weight:700;font-size:13px}
.dcell.today .dnum{background:#4f46e5;color:#fff;border-radius:999px;width:22px;height:22px;display:inline-flex;align-items:center;justify-content:center;font-size:12px}
.dstat{font-size:11px;color:#555;white-space:pre-line;line-height:1.5}
@media(max-width:640px){.dcell{min-height:54px;padding:5px 6px;border-radius:9px}.dstat{font-size:10px}}
#addp{display:flex;flex-direction:column;gap:4px;max-width:420px}
#addp button{margin-top:10px;align-self:flex-start}

/* ---------- bank emails (v11) ---------- */
.steps{margin:14px 0 6px;padding-left:22px;font-size:14px;line-height:1.5}
.steps li{margin:8px 0}
.steps a{color:var(--accent);word-break:break-all}